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The James L.Cooney Agency offers the
following types of Business Insurance:
Business Owners Policies:
If you own a small to medium sized
business, you may be eligible for a commercial package policy which
provides property and liability coverage. Business Owners Policies
offer a variety of coverage options bundled in a package and can be
purchased at prices as low as $350.00.
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Worker's Compensation Policies:
In Massachusetts the law requires all
corporations to carry Workers Compensation Insurance. Please contact
us to discuss this important worker's compensation regulation. We
represent many companies that offer attractive premiums as well as
generous dividend programs.
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Commercial Property Insurance:
Commercial Property insurance provides
protection for your buildings and business contents located on your
business premises. All businesses need this coverage to protect their
assets. We represent many A-Rated companies that provide the best
protection at great prices.
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Commercial Liability Insurance:
Liability insurance provides protection
for you and your business for damages you may unintentionally cause,
such as bodily injury, advertising injury, and property damage to
others. All businesses need this coverage. Liability losses and defense
costs can mount very quickly when someone brings suit against your
business.
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Builder's Risk Insurance:
Provides coverage for buildings and
structures during the course of construction or renovation. Our
Builders Risk Policies are comprehensive and the rates are very
affordable.
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Professional Liability Insurance and Errors and Omissions Insurance:
Provides liability coverage for
professionals such as doctors, nurses, lawyers, accountants, computer
consultants, insurance agents, real estate brokers, and other
professionals who have a duty to perform to the standards dictated by
their industry. It provides protection for errors or omissions that may
occur during the course of their business. Our companies offer a
variety of coverages for all types of professionals.
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Time Element Coverage:
This provides insurance coverage for
businesses that cannot continue their normal operations because they
have suffered a loss, such as a fire or other loss, that is covered
under their property insurance. This is a specialized coverage that can
be included in a Business Owners Package Policy, but many larger
businesses may need to purchase it separately. Contact us for more
information about this very important coverage.
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Inland Marine Policies:
If you have any of the following
exposures, you may need to purchase an inland marine insurance policy:
Imports, Exports, Domestic Shipments,
Bridges, Tunnels and Other Instruments of Transportation and
Communication, Jewelry, Property in transit, Physicians & Surgeon's
Equipment.
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